Auction Finance
Fast, flexible funding to complete your auction purchase in as little as 14–28 days.
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Auction finance is a short-term loan designed to help you complete property purchases secured at auction — where timeframes are tight and cash is king. Once the hammer falls, you typically have 28 days to complete, and many traditional lenders simply can't move fast enough.
Auction finance offers a way to bridge that gap. It's usually structured as a bridging loan with fast underwriting and tailored terms. You can often borrow up to 75% of the property’s value (sometimes more with experience or if works are planned), and drawdown can happen in just a few days with the right setup.
This type of finance is ideal for developers or investors buying at auction with a clear exit strategy, whether that’s a refurbishment and refinance, resale, or moving onto long-term debt like a commercial mortgage. Costs are typically higher than a standard mortgage, but that’s the trade-off for speed and flexibility.
We work with specialist lenders who understand auction timelines and property investment strategies — and we help you line up the right deal before you even raise your paddle. That way, when the right opportunity comes along, you’re ready to act with confidence.